A friend of mine, first visited the West before retirement, according to her, was absolutely amazed at how people live thence retired. She told me that experienced this jealousy of the cheerful 'lucky' for living wide leg on the funds once invested in their old age security. From the point of view thoroughly dislocated Russian labor market, even those who today barely over 40, – five minutes 'superfluous people'. It's time to sum up preliminary results. Did I in the ongoing struggle for survival to realize their dreams? How much secured my old age? And I can bequeath to your children? Let us turn to the statistics. Today 70% of Europeans in addition to salary are several funding sources the family budget, to increase their savings, they invest them in securities.
58% of the U.S. population will invest part of their income in financial instruments ensure their safe and secure income. On average, 67.7% of Americans own and manage some real estate to generate income. About 18% of American families own some business or part of the business. At the same same time 95% of able-bodied Russians are employed. And only about 2 million (2.3%) are engaged in individual entrepreneurship.
Moreover, for 58.5 million Russians are the only means of existence miserable retirement age and social benefits. Only 300 000 (less than 0.4%) of Russians living off savings and income from securities and slightly more than 0.2% receive income from renting or leasing their property. Are we really do not find today nothing better than to work at several jobs and still barely make ends meet, and having retired, waiting for handouts from the state in the form of benefits and free medicines? After all, life income, stability and confidence in tomorrow today can not – and did not want to – give the employee any, even the most 'socially oriented' employer.