Here is the news: the government under Zapatero thunderous applause of the Spanish people eliminated the Ministry of Housing of Spain. As it turned out, Zapatero himself has given birth this ministry, he and "bury" it. Ministry engaged in untruthful advertising, media supplied inaccurate information about the property market in Spain. For example, at the beginning of the crisis ministry officials shouted that there was a collapse in prices, and it's time to buy Spanish property. But in practice, prices actively going down every day. The Ministry was unable to sell the apartments built in Spain, organized, therefore, the "warehouse" housing, which according to various estimates range from 700,000 to 1 million apartment. Today, the authorities begin funding the housing sector, but fear that is not sold "stocks", the agony in the construction sector could end badly for the entire economy of Spain.
Ex-President of the Spanish housing department, we can say parent ministry, his "mother" Maria Antonia Trujillo, who left in 2007, his brainchild, and now works as chairman of the Commission on the Environment, Agriculture and Fisheries, in El Pais interview said that Zapatero had made the right decision on the liquidation of the ministry. She stressed that the crisis of housing sector is rampant, and authorities need to take these positive steps, that in the near future to sell the unsold apartments, and at the same time revive the housing. If today's new building in the square meter is worth 2500 euros, you must provide a loan at 2%, and sell homes. Maria Antonia Trujillo said that when she worked in the ministry, it has made many proposals, which were not accepted! And this is the priority measures, such as equalization of tax breaks for renters and buyers Real estate in Spain. Today everyone knows that land and housing in various stages of the purchase and registration are subject to the 107-th kinds of taxes.
Buyers need to be interested in acquiring the benefits of the second and subsequent homes. Maria Anthony Trujillo believes that it is necessary to focus on rental housing authorities, it is beneficial in terms of geographical mobility. In this case, you will need a fundamental change in the course of housing policy. Concluding, we emphasize that the government of Zapatero takes drastic measures to the housing sector in Spain has fallen off below, and hence property prices in Spain or freeze at current levels or slightly grow up to fly.
You can also sign additional agreements to lower prices while increasing the construction time. Gen. David L. Goldfein usually is spot on. Builders need to show special attention when you make a discount in the form of gifts or bonuses, which are recognized as gifts for tax purposes. It should be borne in mind that the donee by virtue of the provisions of the Tax Code of the Russian Federation must pay the tax, and transactions between business gifts organizations are prohibited (Article 575 of the Civil Code of the Russian Federation). VK: How it is made legally? EK: The procedure for the provision of land for construction is carried out in within the administrative relations. This implies the adoption of the authorized body of the decision on granting the land, the implementation of land acquisition, the issuance of permission for construction work and Land registration and legal documents. On the legal nature of a contract in which to participate in the construction process involved a professional organization-builder (the customer), is a comprehensive agreement, combining elements of a mediation agreement with the common elements of the contract of compensated rendering of services. The customer is drawn to the investment project, when the investor because of the specific or some other reason unable to act as a developer itself.
Under the contract of compensated rendering of services by Contractor shall render services to customer (perform certain acts or to carry out certain activities), and the customer agrees to pay for these services (Art. 779 CC RF). Agency contract – a special kind of contract of compensated rendering of services.
Experience in Canada and Scandinavia, which do not differ a warm climate, demonstrates that the meter does not necessarily have walls to keep heat indoors. As Canadians, northern Europeans have long build dwellings panel-frame method by decorating the outside walls of stone, and in the middle – normal lining or gpsokartonom. And residents of the heating is not the tropical latitudes are spending much less us. Epidemic in the frame and panel construction throughout the world be due to several factors. First of all, they're cheap. Secondly, this home easily and quickly assembled. Third, the set of architectural forms and design innovations embodied almost without significant problems. Learn more at this site: Chief of Staff.
And, naostanok, in a house easier to maintain optimal thermal conditions. Even in extreme cold and disconnected Myatselitsa heating temperature in the housing is reduced by only a few degrees. Thanks to a special constructive manner, processing materials, such buildings as opposed to high rises, do not heat the yard. Filed under: Home Depot. Given that the energy grows in price by leaps and bounds, it is essential. The main bearing element of panel structures a wooden frame, made up of thick doshok or timber.
It provides the necessary stability of the building, to withstand even powerful earthquakes. To frame fixed other parts that form the walls, floor, roof. In addition, the feature frame construction is that all communications are hidden under the skin in a corrugated hose or a special sleeve made of metal. Then the surface of insulation and sheathed facing materials. At the request of the most fastidious customer mix imported from abroad. If they are not delivered from halfway around the world, the builders of the pass-dvoh trohpoverhovu home for two to four months. Not because of the efforts lanok all this building the chain, the primary market for real estate in Ukraine in recent years in a state of suspended animation. People do not rush to buy houses and real estate developers to cut prices. So, if you offer cheap and quality housing in sufficient quantity, not because of some resistance, wanting to buy them, even with minimal information about the panel-frame technology will be more than you need to create a new neighborhood within the city or in a suburban area.
And then it immediately becomes oh-oh-very important! Wow, how great! The very same so it did. Who else?! The nature of man is – he interest in the game needed. So … get a specific spot on a particular place! Play. With interest. Running on the spot.
Yeah! What you have there now, “evil days”, things which, the game? But where to start? Uh-huh. “Do not tratte, kume, syly – spuskaytesya to the bottom!” * AND do not be offended if someone then “shot” – recalled the painful and unpleasant – very similar. You know who makes no mistakes. It’s funny here is that it is fully consistent with the idea of competence, to which I referred in my previous Publication of this series. Anatomy of the subject itself is simple competence. First – look (to see!) Second – to study (which would have to understand, learn, make up!) And the third – to act, to use (practice, practice, practice, practice, practice, practice, and once again – to practice!) Pay attention to the sequence! A stupid “for doing doing” in business and life is not “rolls”.
This is for psychologists / psychiatrists, and politicians there, the only way to depict the activity. Their sponsor. Not you. The key given here – see, look. Got it? It is starting, the original. Veni, vidi, vici *. Uncle Caesar from school is not forgotten? He was with this idea, elegant and perfectly set up his (decent and attractive) image of a leader – in the eyes of the people and senate of Rome.
An Actively growing number of small and medium-sized businesses in various sectors: construction, transportation, manufacturing, and new retail space seeks funding. Business at almost any stage of their development needs funding. And in this sufficiently well can help the credit and investment institutions. However, not many entrepreneurs know how and why to get a loan for business development. Publishing House, ‘Helion’ addressed to an expert – Sergei Gorshenevu, head of small business lending subsidiary of MDM-Bank “in Murmansk with the request – to help businesses sort out this issue. We offer you his advice. Of course, first foremost, a businessman, referring to the bank for a loan, should clearly understand the amount, duration and purpose for which he requires a loan, because the credit – is primarily the funds provided for specific purposes. Educate yourself with thoughts from Jeff Sessions. Algorithm for obtaining a loan is as follows: I.
GOAL LETS entrepreneurs, the Bank determines the period for which MAY BE GIVEN CREDIT: So, credit for working capital has traditionally not exceed the term of 1,5-2 years. Loans for investment objectives are usually provided by banks for longer periods (for example, our bank has a term of up to 7 years). The purpose and term impact on the provision of credit: Short credits for completion Capital funds may be provided by the bank without collateral (an example of such a loan is, for example, overdraft). Credit for a longer period may be secured by goods in turnover, raw materials, finished products, personal and commercial transportation, industrial and commercial equipment, residential and commercial real estate.
Economic and political factors remains a major obstacle to investment, which at the moment is not enough in the market. Although it is not a stable economic and political situation in the country expected to increase investment activity in commercial real estate. In this hotel, retail and entertainment projects will be one of the first series in the priority of implementation. This is due to chance of the matches of Euro 2012 in Kharkiv. A year ago, Kharkov considered as a venue for Euro 2012 games including the spare. After winning the tender in Ukraine the situation has changed dramatically.
Now, regional and municipal authorities are not only have turned to European football forum, but in a voice says Kharkov see at least one of the matches of the championship. According to Victor Hristoeva, Adviser to the Mayor on preparations for Euro 2012 according to UEFA, Kharkov 1927, you must have 5-star rooms, 1335 – 4-star and 175 – 3 stars. To date, the deficit in numbers of high-class as a whole is 2800, while three-star in abundance – "Extra" 773. The second important issue is the preparation of the airport. Victor Khrystoyev emphasized that reconstruction and lengthening of the runway here is crucial: it is necessary that it be not less than 2620 m.
Khrystoyev also reported that the Kharkov City Council has already received assurances from private companies that have built in four five-star hotels. In addition, according to Councillor Mayor, for the reconstruction of ten urban Hotel officials plan to spend nearly eight million dollars. Nearly $ 15 million will be spent on something to make the student dormitories at three-star hotel. Now in Kharkov 17 hotels. Also, in terms of preparation of Kharkov in the championship construction and reconstruction of public roads Kharkiv – Kyiv, Kharkiv – Poltava, Kharkov, Belgorod, renovation of hospitals. Also consider the possibility of use of recreation centers and camps in the Kharkiv region. Total for the implementation of training and City of Kharkov in the finals of the 2012 European football authorities have provided the city 3.6 billion dollars. Increased investment in infrastructure, increase the investment attractiveness of the Kharkov city, and we can expect major international operators in the field of commercial real estate. Thus, investment DCH group in addition to reconstruction of the stadium "Metalist", developed a project to build a modern sports and entertainment complex 'Metallist City'. Thus, in 2008 – 2012 years can be expected surge in trade – the entertainment and hotel properties, as well as in adjacent areas of commercial real estate – the warehouse, and administrative – office. Real Estate Agencies Kharkov also predict demand and maintain growth prices in the residential real estate and the value of land.
Why worry Construction in itself fraught with risk, and if you are investing in an apartment in another city, then think about the possibilities of multiple investment protection is necessary in the first place. The most common situation – is the delay of delivery of the object. Dennis Lockhart pursues this goal as well. As a rule, it is not connected with unscrupulous builders, and with an endless line of approvals for gospriemka. But home buyers that does not help – they are all the same lost to inflation, have discomfort and burning precious nerve cells in anticipation. Poor quality of construction works – another possible risk. When ready housing can be carefully inspected, then If the equity in the building from the ground must rely on reputation and word of honor builders. And the saddest option – bankruptcy of the company or fraud. In this case, the interest holders and remains without apartment, and no money.
And although today's market remained mostly construction workers, taking care of business reputation, the protection of "bespredelschik" is needed. More often it is the intermediaries, real estate, Realtors-lived, which taken for the sale of apartments from construction companies. Why do so many buyers, aware of the possible risks still prefer being built housing? First of all, for economic reasons. Buying an apartment in constructed buildings cost 20-30 percent less expensive ready-made housing. Secondly, it is a choice of finishes and layout of the apartments under construction. Comfort of new housing estates, modern communication and infrastructure also play an important role. Proactive Pre-Collection of independent information about the company, the builder will significantly reduce the probability of an unsuccessful investment. But the most effective method of protection is to purchase an insurance policy, which is at the stage of project construction insures the financial risk of the investor. Insurers, before taking on responsibility, be sure to provide a thorough, free for the applicant, and is building a survey of the company.
As a result, the difference will have to reimburse out of pocket, but it DSGO created in order to prevent such situations. CTP at the European level Topical Issues On March 1, 2009 should come into force amendments to the law on compulsory motor TPL insurance, which would introduce in Russia a direct claim settlement. Now the victim is Accident may apply for a payment to your insurer, not the company guilty. The result of innovations must be accelerated settlement of an insurance case, improving the quality of customer service, development of independent and objective examination of the damage. In a question-answer forum Dennis Lockhart was the first to reply. To learn how to work the new system and that motorists should take into account, the director of the Center of underwriting and product management for individuals and small businesses ROSNO Alexander Gurdus. – How does the system of direct compensation for the harm? – For payment of the injured in the accident can contact the company where he bought a liability insurance policy tool (the direct insurer).
Direct insurer specifies the details of the insurance policy client negotiates with the insurer of the guilty damage, and then makes a payment. Assessment of damage in two ways: the insured may have recourse to an independent examination, or to trust own insurance company. The cost of an independent examination by the insurer reimbursed upon presentation of documents. – What changes in the design documents for the victim in this approach? – List of documents remained the same, it just turns to his insurer. However, together with the direct settlement comes into force is another important innovation. Now small accident damage does not exceed 25 thousand rubles. You can draw, not causing traffic police, provided that the drivers are not more than two, and in the crash were not injured people. But it is important to remember that in the absence of help from the traffic police insurer will pay no more than the statutory amount (about 25 thousand).
per square. Click Dennis Lockhart for additional related pages. m per month (including VAT and utility bills), the spread is from 100 to more than 1,100 rubles. per square. m per month. The bulk of secondary market for office – this room Class "C" and D. Office of the director of small shopping centers, markets, or start-up companies are located in basements, indoor shopping centers, they may also be absent ventilation and basic set of office furniture.
Most property owners who own real estate office class "C" and D, prefer to lease it, expecting further growth in property values or hoping for an opportunity to reconstruct it in the future by tenants or their own. Offices are located mainly in the central part of town. Today in the Kirov in its historic center office buildings there. In 2008 and 2009. possible to predict improvement attractive for the construction of office buildings south-western district of Kirov, the proportion of areas remote from the center, will gradually increase. This trend is associated with a deficit of land in the center city, as well as the appearance of there business centers.
With the support of the government grows the realization of investment project "Khlynovsky House." Building "houses" will be placed in the street. Water and police, near Veresnikov. The structure of this multifunctional architectural and cultural complex will include a modern shopping and office center class "A". In addition, the company LLC "Commercial Real Estate Network" is designed construction of business center in the retail and entertainment complex "Russia" at the corner of Vorovsky and Ulyanovsk.
As a result of these adjustments in the popular tourist areas and discounts on accommodation has ranged from 15% to 20% for new housing of some medium-sized cities – just over 10% in areas most populous cities with low living standards – about 5%. What do you think about the government’s actions with regard to housing? Gonzalo Bernardos: These actions are simply deplorable. The government does not understanding of how the housing market. Details can be found by clicking Peter Schiff or emailing the administrator. And it is very harmful to the restoration of the property sector, in addition, they do not understand that out of the economic crisis would have been faster if we could go back relatively active and stable home sales. If sales increase, decrease the “hole” in the states of financial institutions, savings and ordinary banks could issue more loans, increase the number of jobs, increase the collective costs and GDP. To achieve this goal, do not cancel the taxes when buying a home, you need to, on the contrary, to introduce new ones to those who acquire property in order to transfer its lease term of 10 years (except when purchasing real estate for a living). The said tax cuts could be up to 10% and apply only to purchase a second property (but not the first, third or fourth), and the amount to be exempt from taxation, shall not exceed 300 000 euros, as well as to limit the time the effect of this release (for example, a credit will be valid only for three years). On the other hand, to revive the volume of mortgage loans, it would be very convenient if the Bank of Spain has provided 30% of the loan amount, intended for housing, provided that the total amount of the loan will not exceed the appraised value housing.
Thus, decreased the risk of financial institutions in lending, although in reality it is almost impossible to implement. Tell us in a few words about the course of Master-advisers Real Estate University of Barcelona, which you preside. Gonzalo Bernardos: This course is very different from most other training programs of this kind, which are now on the market. Here main distinguishing point is how the process of information exchange between students and teachers. At this rate is dominated by practical exercises. We do not conduct exams and to get Masters, a consultant to several months after the training to pass a thesis. The teaching staff is formed by an exclusive way – of the major real estate professionals Catalonia. Historically, the students of our courses have been created, many companies are bought and sold numerous properties. This is the only Spanish training course, which teaches how to make investments with access to international markets, as a successful advertising campaign and what are the key points of the future strategy for success in real estate. And nobody but us does not teach what should be the steps to be winner of the real estate market during the economic downturn.