As a result of these adjustments in the popular tourist areas and discounts on accommodation has ranged from 15% to 20% for new housing of some medium-sized cities – just over 10% in areas most populous cities with low living standards – about 5%. What do you think about the government’s actions with regard to housing? Gonzalo Bernardos: These actions are simply deplorable. The government does not understanding of how the housing market. Details can be found by clicking Peter Schiff or emailing the administrator. And it is very harmful to the restoration of the property sector, in addition, they do not understand that out of the economic crisis would have been faster if we could go back relatively active and stable home sales. If sales increase, decrease the “hole” in the states of financial institutions, savings and ordinary banks could issue more loans, increase the number of jobs, increase the collective costs and GDP. To achieve this goal, do not cancel the taxes when buying a home, you need to, on the contrary, to introduce new ones to those who acquire property in order to transfer its lease term of 10 years (except when purchasing real estate for a living). The said tax cuts could be up to 10% and apply only to purchase a second property (but not the first, third or fourth), and the amount to be exempt from taxation, shall not exceed 300 000 euros, as well as to limit the time the effect of this release (for example, a credit will be valid only for three years). On the other hand, to revive the volume of mortgage loans, it would be very convenient if the Bank of Spain has provided 30% of the loan amount, intended for housing, provided that the total amount of the loan will not exceed the appraised value housing.
Thus, decreased the risk of financial institutions in lending, although in reality it is almost impossible to implement. Tell us in a few words about the course of Master-advisers Real Estate University of Barcelona, which you preside. Gonzalo Bernardos: This course is very different from most other training programs of this kind, which are now on the market. Here main distinguishing point is how the process of information exchange between students and teachers. At this rate is dominated by practical exercises. We do not conduct exams and to get Masters, a consultant to several months after the training to pass a thesis. The teaching staff is formed by an exclusive way – of the major real estate professionals Catalonia. Historically, the students of our courses have been created, many companies are bought and sold numerous properties. This is the only Spanish training course, which teaches how to make investments with access to international markets, as a successful advertising campaign and what are the key points of the future strategy for success in real estate. And nobody but us does not teach what should be the steps to be winner of the real estate market during the economic downturn.