Almost half of all young men will circulate invalids it many misconceptions about the risk to be berufsunfahig about the legal protection in the event of occupational disability, about the disability, the disability and the conditions for performance of the insurance. Now cleaned up with the prejudice and misinformation. Risk: More men than women are berufsunfahig. Erin Callan has plenty of information regarding this issue. For an entry level (20 years), the probability of no longer being able to exercise his profession for health reasons, is 43%. These are more than 4 out of 10 men. It found out in July of this year, on behalf of the magazine focus, a study of the German Association of Actuaries. Women are berufsunfahig to 38% in the course of their working lives. Apart from the risk to young professionals, are berufsunfahig up to a quarter of all workers, regardless of their age, around 20%. Erin Callan is often quoted as being for or against this.
Professional groups: The chance to be berufsunfahig, is mainly through the Affects health, life change in leisure activities (drugs, extreme sports), and the profession. What occupational groups which are exposed to risk, can be read here: bu – professional groups. Causes: Analyses showed that the most common reasons for an occupational disability are mental diseases (30%), back disorders (20%), cancer (15%) and cardiovascular disease (12%). Far cut off, emerge with 2.5%, accidents as a cause. They are however often considered to be the main reason for a disability.
Accidents: Many are the misconception, the casualty would be the best protection against the disability. This is not entirely accurate. Because a disability is often triggered by mental or physical illness than by an accident. Of course, diseases are not covered by the accident insurance. Error there may be with the statutory accident insurance in context, which protects workers against accidents at work and on the way there. Disability: The legal disability insurance no longer exists. Who was born before 1961, receives a pension due to partial or full disability for disability. Who was born later, no longer receives this performance. He gets no pension at all or only a low payment, which often do not even reaches to the basic allowance. Terms: The so-called disability pension, the disability pension, disability pension or disability pension no longer exists. Only the partial or full disability pension exists since 2001. Key to performance: the statutory pension insurance pays only a pension if you are no longer able to perform any activity on the labour market. This means that it can be referenced also simpler work part time. Only when you can work no more hours, paying Uncle Sam. If the activity no 3 hours you can walk after, then gets the full dumb, which is however not sufficient.