Duty to minimize damages, damages the civil code (BGB), the compulsory insurance law (PfLVG), the insurance contract law (VVG) and the General conditions for the motor insurance (AKB), the road traffic law (HCP) form the legal basis for the motor vehicle liability damage. Every vehicle owner (this also applies to trailers) with regular residence in Germany) is obliged to conclude a liability insurance policy to cover caused people, property, and financial losses for you and any authorised driver according to 1 of the PfLVG. Vehicle owner is the person who uses the motor vehicle (on its own account) and who has actual control. Is protected by the insurance of vehicle owners and drivers against claims for damages that occur due to a traffic accident, and the victim receives compensation for the damage incurred. The motor accident insurance contract determines the extent of the liability insurance and the agreements between insurers and policyholders, can be seen from the general terms and conditions”for the motor insurance (AKB). 249 Civil code is as follows: who is obliged to pay damages, has to establish the State that would exist if the circumstance to the substitute debtor had not occurred. Injury to a person or due to damage a cause damages to afford, so the creditor instead of the production can require the necessary amount of money. When damage to a thing, the amount of money required pursuant to sentence 1 only includes VAT, if and insofar as she actually happened.
Compensation is used to restore the previous good situation of the victim. Basically no disadvantages and also no benefits may kulisek the injured party by the insured/traffic accident. It is the duty of the injured party, to prove the claims for damages against the perpetrator of the damage whose insurance, also includes, to secure evidence. The victim has his damage to provide proof. Here, the commissioning of an automotive expert, created a litigation liability advice, makes sense. For the victims is the obligation to minimize the damage to its possibilities or to avert = loss mitigation. Source: press contact: German expert GmbH Dietmar of Kloskes Steckendorfer str 45 47799 Krefeld ring